YourHomeLoan.info takes pride in providing financing at competitive terms and rates to a wide
spectrum of borrowers, including those who in the past would have been excluded
from the mortgage market because of credit problems. For these latter customers,
we often provide an opportunity to re-establish good credit, and eventually gain
access to prime loan programs. As an ethical and responsible lender, we are
committed to ensuring all our customers are treated fairly and equitably.
Accordingly, we subscribe to the best practices described below.
Avoidance of Questionable Programs and Practices:
Your HomeLoan.info does not offer products or engage in practices frequently cited as "Predatory".
Loans with terms containing balloon
payments, negative amortization or reverse mortgages
So-called "asset-based financing" or
"packing" loans with unnecessary fees and products
High cost mortgage products as defined
under Section 226.32 of Regulation Z (12 CFR 226.32)
YourHomeLoan.info has maximum loan fee policies that are periodically reviewed and adjusted to
meet current market trends. These limits are designed to exclude loans with fees
or rates that are not commensurate with the work performed or the risk assumed.
Customer Service Commitment:
Your HomeLoan.info is committed to exceptional customer service standards through:
Providing a wide range of programs and
Quick turn around time
Constant communication with our
Educating and counseling our customers
Follow-through with a smile
Through customer counseling, Your HomeLoan.info is dedicated to helping borrowers:
Better understand the loan process
Appreciate the importance of
maintaining good credit
Learn how to avoid being a victim of