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Application Checklist

This page provides a standard list of the information you may need to pull together and have ready when you apply for your loan. It's important to note that original documents are often required.

Borrowers who choose our convenient reduced paperwork loans might need only a few of the items listed. Speak with your Home Loan Counselor for details.

What do I need to apply?

Completed Loan Application

  • Signed and dated by all loan applicants

Income Documents

For Hourly or Salaried Employment:

  • Original W-2 for the past year AND
  • Original paycheck stub showing year-to-date income (within last 60 days)

For Self-Employment, Sole Proprietor:

  • Complete copy of previous year's federal tax return
  • Copy of year-to-date Profit and Loss statement

For Self-Employment, Corporation:

  • Copy of Form 1120 for previous year
  • Copy of year-to-date Profit and Loss statement
  • Complete copy of federal tax return for previous year (including all schedules)
  • Original W-2 for the past year (if applicable)
  • Original paycheck stub showing year-to-date income (if applicable)

For Retirement Income:

  • Original Social Security Award Letter or Pension Award Letter

For Rental Income:

  • Copy of complete tax return for previous year (including Schedule E)
  • Copy of lease or rental agreement for all properties
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Other Income (For child support, alimony or separate maintenance, provide):

  • A 1-year history of receipt AND
  • A copy of the fully executed divorce decree, if applicable AND
  • Evidence of 1 full year of receipt of payments

Asset Documents

  • Originals of the two most recent account statements for all checking, savings or other asset accounts

obligations (debts other than consumer credit accounts)

  • A copy of the fully executed divorce decree indicating the amount of child support, alimony or separate maintenance payments, if applicable

Property For purchase loans

  • A copy of the fully executed purchase contract

*Additional documents might be required.

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