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Types of Mortgages we offer:

We tailor our Fixed, Adjustable and Combination Rate loans to fit your needs, and offer:
  • A choice of 15-year and 30-year terms for most products.
  • Loan amounts up to $500,000 and, on a case-by-case basis, even more.

Adjustable Rate Mortgages

Many people choose adjustable rate mortgages to get more cash out and lower initial monthly payments. There are other great reasons as well.

Combination Rate Mortgages

These loans start with 2 or 3 years of fixed payments and then convert to an adjustable rate. See why these loans are a good choice if you're planning to live in your home for just a short time, want to qualify for a larger loan, or save money on up-front costs.

Fixed Rate Mortgages

Want the same monthly principal and interest payment for the life of your loan? Learn what makes these loans ideal if you're planning to stay in your home for more than 5 years.

Adjustable Rate Mortgage Loan (ARM)

  • Loan amounts up to $500,000 and, on a case-by-case basis, even more
  • As little as 5% down for home purchase borrowers
  • 30-year loan terms
  • Interest rate may adjust every 6-months
  • Includes both a 1% periodic rate cap and a 7% life-time rate cap
  • Interest rate tied to the popular LIBOR index
  • Owner-occupied primary residence, second home, investment property, 1-4 unit properties
  • Zero out-of pocket options available for home refinance borrowers. Low Down Payment Options for home purchase borrowers.

Fixed Rate Mortgage Loan

  • Fixed principal and interest payment over the life of the loan
  • Loan amounts up to $500,000 and, on a case-by-case basis, even more
  • As little as 5% down for home purchase borrowers
  • A choice of 15-year and 30-year terms for most products
  • Owner-occupied primary residence, second home, investment property, 1-4 unit properties
  • Zero out-of pocket options available for home refinance borrowers. Low Down Payment Options available for home purchase borrowers.

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