Useful tips & advice
Application and Prequalification Questions
Can I get pre-approved for a loan before I choose a house to buy?
Absolutely. In fact, it's smart to have a pre-approval letter to show the realtor or home seller when you find a house you'd like to buy. A pre-approval letter evidences you're a serious buyer and indicates the approximate loan amount you can afford. Pre-approval is determined by providing income, expense and asset information and running your credit report.
How do I determine how much I can afford for mortgage payments?
Use the Affordability Calculator to get a quick estimate. This is an easy way to calculate the ratio, the amount of your monthly bills, plus the projected mortgage payment to your monthly net income. Use the calculator as often as you wish with different scenarios until you are satisfied with the result.
Is my personal financial information safe if I use the calculators and complete the application?
How do I submit an application?
Just click Apply Here on our Home Page. The application is easy to complete. If you need help, just call 1-800-470-7567 and a Loan Advisor will assist you by phone. Once all your information is entered correctly, just click Submit.